Friday, February 20, 2009

Cobra Benefits NJ

Cobra Benefits NJ
Cobra Benefits NJ

The Cobra Benefits NJ related Continuation of New Jersey State Health Benefits Program Insurance Under COBRA under which employees are eligible if they enrolled in the State Health Benefits Program (SHBP) and School Employees' Health Benefits Program (SEHBP) may continue coverage under COBRA. Similarly, if the employee’s coverage ends due to following circumstances they are eligible for Cobra Benefits in NJ.

- Reduction in working hours
- Leave of absence
- Termination of employment for reasons other than gross misconduct

Similarly, spouses, civil union partners, or eligible same-sex domestic partners of employees enrolled in the SHBP or SEHBP also continue coverage under Cobra Benefits, in any plan that the employee is eligible for, if coverage ends due to following reasons.

- Death of the employee
- Divorce or legal separation of the employee and spouse
- Dissolution of a civil union or domestic partnership
- Election of Medicare as the employee's primary insurance carrier
- Also of the above top three reasons too.

The dependent children of employees in the SHBP or SEHBP may continue coverage under Cobra Benefits in any plan that the employee is eligible for, if coverage ends due to following reasons.

- Loss of dependent child's eligibility through independence, the attainment of age 23, marriage, or entering into a civil union or domestic partnership
- Death of the employee
- Election of Medicare as the employee's primary insurance carrier
- Also of the above top three reasons too.