Small Business Insurance Requirements
Small Business Insurance Requirements depends upon your answers to the following 10 questions.
1. Do you rent or own the commercial building where your business is located?
2. How large is your business?
3. Could your business quickly resume operations if a fire, flood, or other disaster destroyed your office?
4. Does your business produce or provide a product (something that can be tangibly used or consumed)?
5. Do you sell a service or offer some kind of professional consulting?
6. Do you have employees (full-time or part-time)?
7. Do you regularly hire temporary employees or use the services of independent contractors?
8. Do any of your employees regularly handle large amounts of cash (i.e. cashiers, tellers, accountants)?
9. Does your company own or lease any vehicles or do your employees drive their own cars in the
course of their employment?
10. Are you a trustee of any employee benefit plans, such as a pension plan or 401(k)?
1. Do you rent or own the commercial building where your business is located?
2. How large is your business?
3. Could your business quickly resume operations if a fire, flood, or other disaster destroyed your office?
4. Does your business produce or provide a product (something that can be tangibly used or consumed)?
5. Do you sell a service or offer some kind of professional consulting?
6. Do you have employees (full-time or part-time)?
7. Do you regularly hire temporary employees or use the services of independent contractors?
8. Do any of your employees regularly handle large amounts of cash (i.e. cashiers, tellers, accountants)?
9. Does your company own or lease any vehicles or do your employees drive their own cars in the
course of their employment?
10. Are you a trustee of any employee benefit plans, such as a pension plan or 401(k)?
