Wednesday, November 11, 2009

Forcing Us to Buy Health Insurance Is Not the Same as Mandatory Car Insurance

car insurance

I thought this analogy had been thoroughly destroyed, but it’s baa-aack. The One is claiming it’s no biggie that the new “health care” bills require every American to buy insurance because most states require everyone to buy car insurance. He goes back to that analogy as he downplays the fact that if you don’t buy health insurance you will eventually be sent to prison.

The President said that he didn’t think the question over the appropriateness of possible jail time is the “biggest question” the House and Senate are facing right now.

I’m thinking it’s a pretty big question for people who don’t want to buy health insurance and don’t want to pay a fine. The only way a “mandate” works is that, eventually, jail time is the punishment. Otherwise, people can ignore the mandate.

Back to the car insurance analogy:

“What I think is appropriate is that in the same way that everybody has to get auto insurance and if you don’t, you’re subject to some penalty, that in this situation, if you have the ability to buy insurance, it’s affordable and you choose not to do so, forcing you and me and everybody else to subsidize you, you know, there’s a thousand dollar hidden tax that families all across America are — are burdened by because of the fact that people don’t have health insurance, you know, there’s nothing wrong with a penalty.”

Here are the problems with that:

1. Everybody doesn’t have to buy car insurance. You can choose not to drive and then you don’t need to buy the insurance.
2. The only way to avoid mandatory health insurance will be to stop breathing. Our federal government has never required us to buy something just to exist in America.
3. Driving is a privilege, Living and breathing is a right.
4. You can choose liability coverage only for your car. Government will mandate what’s covered in your health insurance.

If this passes, it’s time for a class action lawsuit challenging the constitutionality of such a mandate.

By the way, if Obama is going to relate health care insurance to car insurance then it’s time to allow health insurance to be sold across state lines, remove expensive mandates, give the same tax breaks to individuals that businesses get and decouple insurance from your place of employment. Actually, those are the ways the two types of insurance should be the same.