Liability Insurance for Small Business

Liability Insurance for Small Business

Liability Insurance for Small Business is required due to following reasons.

Automatic Additional Insured
Coverage is automatically provided when required in a written contract, agreement or permit.

Personal and Advertising Injury
Covers you for certain offenses you or your employees commit in the course of your business, such as libel, slander, disparagement, or copyright infringement in your advertisements.

Employment Practices Liability
Covers claims, including legal defense costs, for certain employment-related lawsuits brought against you by your employees or job applicants ($5,000 limit where available).

Defense Costs
Pays legal expenses for certain liability claims brought against your business regardless of who's at fault.

Medical Expenses
Pays the applicable medical costs if someone is injured and needs medical treatment due to an accident on your premises.

Premises and Operations Liability
Provides coverage for bodily injury and property damage sustained by others at your premises or as a result of your business' operations.

Tenant's Liability
Protects your business against claims of damage due to fire or other covered losses caused by you to premises that you rent.