Personal Trainer Insurance, Personal Trainer Liability Insurance, Fitness Instructor Insurance, Liability Insurance for Personal Trainers
Pay Just $230 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association or to Become Certified Just to Qualify. (If you are certified, the cost is just $179.)
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with a $30 charge for each additional insured. Read the fine print in competitor's programs!
"Finally, a company with no secret affiliations (or hidden agendas) that provides quality insurance for TRUE fitness professionals!"
- Corey Little, Athens, GA
PROGRAM ELIGIBILITY
Specifically designed to meet the unique needs of a U.S. based personal training, exercise, aerobic or yoga/pilates instructor directly supervising an individual or group engaged in fitness and exercise activities. Liability Insurance for Personal Trainers Include:
- Aerobics
- Aquatic Exercise
- Cardio Kickboxing
- Children's Fitness Programs
- Dance
- Exercise
- Fitness Boot camps
- Gyrotonic
- Personal Training
- Pilates
- Spinning
- Strength
- Tai Chi
- Yoga
* This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility.
PROGRAM INELIGIBILITY
- Certified Athletic Trainers
- Coaching of Competitive Athletics
- Instruction of Sports Skill Activities
- Instructors based outside of the U.S
- Instructors under the age of 18
- Physical Education Teachers working in a private or public school, university or college
- Stroller Based Fitness Instructors
Notable Exclusions: Please print the application for additional exclusions contained in this policy.
CARRIER
Coverage is provided by a carrier rated A+ (superior) by AM Best Company.
PROGRAM INELIGIBILITY
- Certified Athletic Trainers
- Coaching of Competitive Athletics
- Instruction of Sports Skill Activities
- Instructors based outside of the U.S
- Instructors under the age of 18
- Physical Education Teachers working in a private or public school, university or college
- Stroller Based Fitness Instructors
Notable Exclusions: Please print the application for additional exclusions contained in this policy.
Service for Current Clients
- Frequently asked questions FAQ If your question isn't answered here, please send us an email
LIMITS OF LIABILITY AND ANNUAL PREMIUMS
COVERAGE- OPTION 1- OPTION 2- OPTION 3
Each Occurrence Limit- $500,000- $1,000,000- $2,000,000
General Aggregate- $1,000,000- $2,000,000- $2,000,000
Products/Completed Operations Aggregate- $500,000- $1,000,000- $2,000,000
Personal & Advertising Injury- $500,000- $1,000,000- $2,000,000
Damage to Premises Rented to You- $300,000- $300,000- $300,000
Medical Expense Payments (other than participants) - $5,000- $5,000- $5,000
Legal Liability to Participants- $500,000- $1,000,000- $2,000,000
Professional Liability- $500,000- $1,000,000- $2,000,000
1-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)- $144.00- $179.00- $269.00
2-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)- $258.00- $323.00- $484.00
1-YEAR PREMIUM (Non-Certified Instructors) - $189.00- $230.00- $345.00
2-YEAR PREMIUM (Non-Certified Instructors) - $331.00- $414.00- $621.00
FLORIDA APPLICANTS
Note: All Florida applicants must add a 1% state mandated Liability Insurance for Personal Trainers assessment fee to the total of the premium.
1-YEAR PREMIUM (Certified Instructors) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.)- $145.44- $180.79- $271.69
2-YEAR PREMIUM (Certified Instructors) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.)- $260.58- $326.23- $488.84
1-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) - $190.89- $232.30- $348.45
2-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) - $334.31- $418.14- $627.21
IMPORTANT NOTES
- Rates are per instructor.
- Rates are available 12-01-08 to 11-30-09.
-
You are not required to join an association to qualify for coverage.
- Additional Insured’s (ex: Managers and/or lessons of premises) can be added at no additional cost.
- A complete coverage description is included in the application.
- Notice to Agents & Brokers - There are no commissions included in this program.
Pay Just $230 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association or to Become Certified Just to Qualify. (If you are certified, the cost is just $179.)
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with a $30 charge for each additional insured. Read the fine print in competitor's programs!
"Finally, a company with no secret affiliations (or hidden agendas) that provides quality insurance for TRUE fitness professionals!"
- Corey Little, Athens, GA
PROGRAM ELIGIBILITY
Specifically designed to meet the unique needs of a U.S. based personal training, exercise, aerobic or yoga/pilates instructor directly supervising an individual or group engaged in fitness and exercise activities. Liability Insurance for Personal Trainers Include:
- Aerobics
- Aquatic Exercise
- Cardio Kickboxing
- Children's Fitness Programs
- Dance
- Exercise
- Fitness Boot camps
- Gyrotonic
- Personal Training
- Pilates
- Spinning
- Strength
- Tai Chi
- Yoga
* This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility.
PROGRAM INELIGIBILITY
- Certified Athletic Trainers
- Coaching of Competitive Athletics
- Instruction of Sports Skill Activities
- Instructors based outside of the U.S
- Instructors under the age of 18
- Physical Education Teachers working in a private or public school, university or college
- Stroller Based Fitness Instructors
Notable Exclusions: Please print the application for additional exclusions contained in this policy.
CARRIER
Coverage is provided by a carrier rated A+ (superior) by AM Best Company.
PROGRAM INELIGIBILITY
- Certified Athletic Trainers
- Coaching of Competitive Athletics
- Instruction of Sports Skill Activities
- Instructors based outside of the U.S
- Instructors under the age of 18
- Physical Education Teachers working in a private or public school, university or college
- Stroller Based Fitness Instructors
Notable Exclusions: Please print the application for additional exclusions contained in this policy.
Service for Current Clients
- Frequently asked questions FAQ If your question isn't answered here, please send us an email
LIMITS OF LIABILITY AND ANNUAL PREMIUMS
COVERAGE- OPTION 1- OPTION 2- OPTION 3
Each Occurrence Limit- $500,000- $1,000,000- $2,000,000
General Aggregate- $1,000,000- $2,000,000- $2,000,000
Products/Completed Operations Aggregate- $500,000- $1,000,000- $2,000,000
Personal & Advertising Injury- $500,000- $1,000,000- $2,000,000
Damage to Premises Rented to You- $300,000- $300,000- $300,000
Medical Expense Payments (other than participants) - $5,000- $5,000- $5,000
Legal Liability to Participants- $500,000- $1,000,000- $2,000,000
Professional Liability- $500,000- $1,000,000- $2,000,000
1-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)- $144.00- $179.00- $269.00
2-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)- $258.00- $323.00- $484.00
1-YEAR PREMIUM (Non-Certified Instructors) - $189.00- $230.00- $345.00
2-YEAR PREMIUM (Non-Certified Instructors) - $331.00- $414.00- $621.00
FLORIDA APPLICANTS
Note: All Florida applicants must add a 1% state mandated Liability Insurance for Personal Trainers assessment fee to the total of the premium.
1-YEAR PREMIUM (Certified Instructors) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.)- $145.44- $180.79- $271.69
2-YEAR PREMIUM (Certified Instructors) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.)- $260.58- $326.23- $488.84
1-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) - $190.89- $232.30- $348.45
2-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) - $334.31- $418.14- $627.21
IMPORTANT NOTES
- Rates are per instructor.
- Rates are available 12-01-08 to 11-30-09.
-
You are not required to join an association to qualify for coverage.
- Additional Insured’s (ex: Managers and/or lessons of premises) can be added at no additional cost.
- A complete coverage description is included in the application.
- Notice to Agents & Brokers - There are no commissions included in this program.
