Showing posts with label insurance quotes. Show all posts
Showing posts with label insurance quotes. Show all posts

Friday, November 6, 2009

Compare Instant Health Insurance Quotes at GoHealthInsurance.com

insurance quotes

CHICAGO – November 5, 2009 – The one destination online that provides a complete resource for finding affordable, quality health insurance can be found at www.gohealthinsurance.com. In just minutes, you’ll be able to view plans online from top health insurance companies such as Aetna, many Blue Cross and Blue Shield companies, UnitedHealthOne and more.

After using the tools at GoHealthInsurance, you can complete and submit an electronic “E-application” directly to your preferred insurance carrier.

What sets the service at GoHealthInsurance.com apart from the rest is their nationwide network of independent health insurance agents. The agents in the GoHealthInsurance Network provide free benefits consultations and help shoppers explore all their health insurance options.

Every day, the GoHealthInsurance Network provides free health insurance quotes for thousands of Americans.

On GoHealthInsurance.com, you can find health plans priced at as low as $76 per month for an individual and as low as $114 per month for family coverage. A range of health plans are available through GoHealthInsurance, many with low deductibles and low copayments for health care services.

There’s endless value in getting free health insurance quotes online from GoHealthInsurance.com. All it takes is just a few minutes to compare quotes and choose a plan. Even if you’re not ready to purchase, it never hurts to shop around to see what kinds of individual plans are available to you.

Whether you’re looking for catastrophic major medical coverage, comprehensive coverage or a high-deductible plan compatible with a Health Savings Account, it always pays to start your search online.

Thanks to the tools at GoHealthInsurance.com (www.gohealthinsurance.com), finding the right health insurance plan is easier than ever. Don’t wait to get free health insurance quotes and find the coverage you need.

About GoHealthInsurance

GoHealthInsurance.com makes buying health insurance simple. GoHealthInsurance explains health coverage options in plain English, provides free health insurance quotes, connects shoppers with local agents, and helps consumers choose plans that meet their health and budget needs.

Attorney Disability Insurance LLC Launches Website for Attorneys and Law Students

insurance quotes

Attorney Disability Insurance LLC recently launched its new website, which offers free disability insurance quote comparisons of the industry’s leading carriers to attorneys and law students in all fifty states.

Lake Forest, CA, November 06, 2009 --(PR.com)-- Attorney Disability Insurance LLC recently launched its new website, which offers free disability insurance quote comparisons of the industry’s leading carriers to attorneys and law students in all fifty states. Attorney Disability Insurance helps attorneys select the disability insurance policy best suited to their individual needs and then assists attorneys further by streamlining the subsequent disability insurance application process.

According to the U.S. Department of Commerce, nearly 20 percent of Americans will suffer a disability lasting more than a year before they turn 65. In the unfortunate event of disability or illness, disability insurance protects the insured from financial risk by providing a continuous source of income in the form of a monthly insurance benefit. Specifically, disability insurance protects attorney policyholders who become disabled from a complete loss of income or a drastic salary decrease in the event that they qualify for Social Security Disability. Law students with a disability insurance policy lock in low premiums and ensure that they will be able to meet their student loan obligations if a disability or illness strikes. Even if an attorney or law student who becomes disabled is still able to work in another occupation, an own occupation policy assures that the policyholder’s full monthly benefit will still be paid.

Attorney Disability Insurance LCC specializes in providing attorneys and law students nationwide with own occupation, long-term disability income insurance quotes from the industry's leading disability insurance companies. For more information or a free quote, visit http://www.attorneydisabilityinsurance.com or call 949-400-2029.

Debt Relief - How Stimulus Money Has Led to Debt Relief For Consumers

insurance quotes

It is a fact that most loan takers do not know how debt relief works as a process. Some people think that in every case, the bank eliminates the entire amount. Well that is not always the case. Even in ideal negotiations, the loan taker has to pay a certain percentage to the bank. On behalf of the customer, a settlement organization tries to convince the bank on the lowest possible payment rate.

The team of legal personnel representing the bank has a goal of getting the highest possible payment percentage. Thus the finalized percentage depends totally on the outcome of the discussion. The main reason for settlement companies to have such a high level of importance is recession. In normal conditions, so many loan defaulters would not have existed in the first place.

In case of debt relief, the experience of settlement consultants is very important. The consultants should know how to initiate an effective communication with the bank personnel. The legal representatives of the bank try their level best to extract the highest possible payment percentage. The main advantage of the debt relief concept is to the loan takers.

They are the ones who hire settlement organizations to get the task accomplished. The financial conditions of banks are also responsible for the leniency which they have to show to the borrowers. Along with all the corporate sectors like engineering, information technology and medicine, finance has also been negatively affected.

A bank operates all its processes on the basis of cash availability. The more they cash they have in hand, the higher intensive can be extracted. For instance, banks give personal loans to various applicants. They charge a certain interest rate from each borrower. If the bank has enough finances to give loan to hundred applicants on at fifteen percent interest rate, it will earn a decent amount.

If the bank has a feasibility to provide loans to two hundred customers at the same interest rate, the earned profit will be even more. Thus the amount of cash accessible by the bank is very important. If there is no cash, the operations come to a halt with immediate effect. In other words, the money granting firm has to declare bankruptcy.

When recession struck the United States, the banks were in a miserable state. A large percentage of cash was given to customers in the form of loans and credit card spending limits.

It is important to compare insurance quotes before getting signed up with an insurance policy. When you compare insurance quotes you can rest assured you are saving both time and money because you are guaranteed to get the lowest insurance quote.

Given the current recession it is important to make sure to prioritize your money and compare insurance quotes online. A good place to state would be an online website that actually allows you to compare insurance quotes online for free.

Thursday, November 5, 2009

Accuracy During Application Process Improves Insurance Quotes

insurance quotes

Chicago (InsuranceAgents.com) – Filling out an insurance application effectively and accurately is a crucial step in obtaining affordable insurance of any kind. The first step in the insurance process is filling out an insurance application whether it is auto insurance, homeowners insurance, health insurance, life insurance, or specialty insurance. According to an article recently published on InsuranceAgents.com, the Internet is leading the way in making purchasing an insurance policy simple and convenient.

The article titled, ‘Insurance Applications Explained’ states, “The Internet has streamlined the process of filing insurance applications and not only made it easy but free and has enabled consumers to find the best deal on insurance because they can now compare insurance quotes from different companies with the click of a button.”

Critics of using the Internet to file an insurance application argue that with identity theft running rampant, it is never wise to divulge personal information over the Internet. However, there are plenty of reputable, trustworthy Web sites that specialize in safely relaying the consumer’s private information to the appropriate parties. Insurance applications can also be filed directly with the insurance company via their Web site.

However, before the consumer files an insurance application just anywhere they should do the necessary research on the Web site for which they are giving their information to. This ensures that the Web site is legitimate and trustworthy. The Web site should be encrypted, secure, and only deal with licensed insurance providers.

The Internet is a popular way to file an insurance application because it can be done in as few as five minutes and can yield the most affordable insurance quotes that the market has to offer.

InsuranceQuotesUS.com Guides Users Through the Insurance Purchasing Process for Free

insurance quotes

NORTH HOLLYWOOD, Calif., Nov. 5 /PRNewswire/ -- Itsol Inc. has launched its
new Web site, InsuranceQuotesUS.com, to help consumers make the right
decisions about insurance, including finding the best business, health, life
or auto insurance quotes (http://www.insurancequotesus.com).

The new quote comparison service allows users to acquire preliminary estimates
of an insurance company's rates via quotes provided by licensed insurance
representatives operating in the user's state. "Our service provides access to
a nationwide database containing thousands of insurance providers within the
United States, all at no cost and no obligation," said Furkat Kasimov of Itsol
Inc.

Instead of representing any insurance provider, InsuranceQuotesUS.com supplies
site visitors with information on the lowest insurance quotes available to
them. Once users type their information into its online questionnaire, the
service uses a competitive bidding process to identify up to three companies
with the most competitive insurance quotes. The service sends users a
notification e-mail containing an alert that the provider will be sending
along their quotes as well as a link to a list of the referred insurance
providers and their contact information in case the recipient wants to make
contact immediately.

"The only ones who see the personal details that you type into the online form
are insurance representatives who are obligated to abide by the rules of our
privacy policy," said Kasimov, "and we protect the information you submit from
the threats of identity theft and spam junk mail by using the most
sophisticated secure server encryption technology available."

"The reason that people need to compare insurance quotes is because insurance
rates are not standardized across the industry," explained Kasimov. "One
insurance company may offer certain discounts that another provider does not
have. Also, each company has their own guidelines for assessing risk, which
can also account for price differences. Plus, sometimes an insurance company's
rates has less to do with the individual purchasing the policy and more to do
with offsetting a high number of claims due to a recent natural disaster, for
example. Conversely, an insurance company that had a great year, profit-wise,
may lower rates in order to attract more customers."

In addition to enabling visitors to compare quotes, the Web site contains
comprehensive advice sections on when to buy, how to save on insurance and how
to choose the most appropriate product. Visitors can also access news about
recent changes that different states have made regarding insurance laws as
well as trends that are likely to affect policies. "This Web site will help
users find answers they need, learn how to choose the most suitable insurance
and get multiple quotes," said Kasimov. "It's a one-stop resource for
everything you need to know about insurance."

To learn more and obtain quotes on insurance products, including auto
insurance quotes, visit http://www.insurancequotesus.com.

Contact:

Furkat Kasimov
6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142



This release was issued through eReleases(TM). For more information, visit
http://www.ereleases.com.

Tuesday, November 3, 2009

Health Insurance Quotes Online

insurance quotes

Buying health insurance can be done online through various resources. Obtaining information, getting price quotes and actually signing up for a policy can all be done via the web. With the ease of use and availability of products to consumers through the web, comparison-shopping for health insurance quotes has never been easier.

As of March 2009, the number of people who have broadband Internet access in their home has increased to over 60% of the population according to the Pew Internet & American Life Project. Americans are shopping for a broad range of products and services via this high-speed Internet access and there are several resources for purchasing health insurance policies.

There are some pitfalls to this easier accessibility. There are significant risks to posting private information online, and applications for health insurance quotes will require a lot of your personal information. Much of this information could pose a risk of identity fraud if it were to get into the wrong hands.

Since health insurance is regulated by the state that you live in, online resources may not actually reflect the number of insurance companies that might be available to you given your geographical location. Much of your time may be wasted applying to insurance companies that are not actually allowed to do business in your state.

One of the first steps to buying health insurance is to find a professional, licensed broker that can advise you appropriately given your individual needs and the regulations of your state. Finding a good broker is also a process that can be done online.

When you purchase health insurance through a group plan, that plan is typically sold by an agent or broker who administers a group plan with an employer, civic group, or club. The net result then is the same if you choose a group health insurance plan instead of an individual agent or broker. You should still expect to get sound advice, and cost savings may be had under either scenario. In both cases, there will be a dedicated point of contact for policyholders to process claims, or answer coverage questions.

Be sure to seek out brokers or group plans that have flexible plans that can be tailored to your needs. You should also take steps to ensure that the health insurance program you choose is accessible by telephone so that you can ask questions, and that they can respond quickly and accurately when you have concern. Check out the websites of the health insurance companies that you are considering and make sure they are user friendly.

As with any consumer purchase, it pays to become an educated consumer, and to heed the warnings of “buyer beware”. As you learn more about the products you are considering and the price points associated with them, be sure to look carefully at deals that seem too good to be true. Unscrupulous agents and brokers do exist and often lurk within search engine results. Do your homework and get references before you sign. The insurance department in your state will have ways to check out the authenticity of any agent or broker with whom you choose to do business.

Monday, November 2, 2009

New Free Website, LifeInsuranceQuotes.com, Allows Users to Compare and Choose Life Insurance

insurance quotes

Itsol Inc. has launched
LifeInsuranceQuotes.com (http://www.lifeinsurancequotes.com), a Web site
solely dedicated to helping consumers find the life insurance product most
suitable to their needs - at no cost or obligation.

Life insurance policies enable their holders to provide for spouses, minor or
adult children or other family members who may need financial assistance after
the policyholder's demise. The funds can be used to help children to attend
college, pay bills, loans and mortgages, and numerous other purposes.

"The problem many people face is that it can be incredibly confusing to sort
through the vast amounts of types and limits out there," said Furkat Kasimov
of Itsol Inc., referring to the wide variety of policies, insurance types and
prices consumers face when making a decision. Options include whole life, term
life, variable life, universal life, among others, and some policies even have
introductory restrictions.

"Choosing the right life insurance product means finding a policy that fits
both your needs and your budget," said Kasimov. "When they are able to compare
quotes, individuals are better equipped to make informed decisions about
protecting their families' financial wellbeing."

LifeInsuranceQuotes.com offers quotes on all types of life insurance so that
users can compare life insurance quotes and prices available in their
particular region of the United States. The site's interface is designed to be
user-friendly; visitors enter information in a short form and then click the
"Get My Quotes" button. The site also provides content explaining the reasons
why people may need life insurance, how to choose, how retirement is connected
to life insurance, and answers to an array of other commonly asked questions.

"Our new Web site presents visitors with quotes from several reputable
companies," stated Kasimov. "It's basically one-stop shopping for life
insurance so that users can get the policy and protection that is right for
them without having to pay too much or sacrificing any coverage or security."

"You'd be surprised by how much money you can save on the exact same policy
type and amount by going with a different company," he continued. "Those
savings can add up to hundreds of dollars or more over the years."

Sunday, October 11, 2009

Take Care Of Your Home for Homeowners Insurance Savings

insurance quotes

When a person finally owns their own home, they inherit more than just the pride of being the king or queen of their own castle. Being a homeowner also means shouldering the responsibility of protecting the property to the best of their ability. Doing so will yield much lower homeowners insurance quotes, saving homeowners plenty of money annually, says InsuranceAgents.com.

“Since homeowners insurance companies base your homeowners insurance quotes on how much risk you represent, a sufficiently protected house can significantly lower your risk thus saving you on homeowners insurance,” the InsuranceAgents.com article, ‘Property Protection & Your Home: A Guide,’ states.

Protecting one’s home doesn’t have to be a drain on the savings account, and it doesn’t have to even require a lot of time and effort. Here are just a few items and ways InsuranceAgents.com suggests to protect one’s home against life’s perils, and save money on homeowners insurance in the process.

• A premier security system to keep burglars out and prevent theft
• Motion sensor lights on the outside of your house to illuminate and scare off any prowlers or potential burglars
• Smoke detectors installed throughout your house to prevent fire
• Fire extinguishers available throughout your house to prevent fire
• A properly maintained fireplace to prevent fire
• Storm shutters installed to prevent significant wind damage to the exterior of your house
• Waterproof veneer installed on your exterior walls and use flood damage resistant materials to prevent flood damage

All of the above will yield significant discounts from a homeowner’s insurance premium.

For more ways to save on premiums, homeowners are encouraged to regularly check local homeowners insurance quotes due to fluctuating insurance market trends. They are also recommended to compare at quotes from at least three companies to find the best rate.

Monday, September 21, 2009

10 Valuables That Raise Homeowners Insurance Quotes

homeowners insurance quotes

Homeowners across the country that have the means in which to supply themselves with nice things often do. Flat screen televisions, laptop computers, diamond rings, rare artwork, and a finished basement are just a few things homeowners purchase to treat themselves. However, at what cost to their homeowners insurance quotes?

The article, titled ’10 Purchases That Increase Homeowners Insurance Quotes’ states, “Because home policies typically cover your personal belongings, insurance providers have to take precaution against any expensive items you buy and their likelihood of being stolen or damaged. The more your belongings costs, the higher your homeowners insurance quotes will increase.”

The specific items that the article lists as risky to insure are:

1. Furniture
2. Pets
3. Jewelry
4. Antiques
5. Electronics
6. Exercise equipment
7. Expensive clothing
8. Artwork
9. Collectibles
10. Home additions

“Pets” might seem a bit out of place in that list of items and rightfully so. However, homeowners who do not list their pets in their homeowners insurance policies could be left without coverage if the pet bites a guest and requires medical attention or files a lawsuit. Including a pet in the policy is purely for liability purposes.

The article urges homeowners to keep in mind that it is important not to sacrifice coverage for cost. Expensive items should be properly insured because anything can happen at any given moment and any homeowner will want their valuable replaced if they are already paying premiums.

Visit InsuranceAgents.com today to get in touch with insurance agents agent and learn more about ways to limit the factors that can raise homeowners insurance quotes.

http://www.insuranceagents.com/10-purchases.html